Im just going to ramble.
Why not do something like this. Lets ban the W2, it no longer exists and no form of it can ever be allowed again. Everyone is now self employed, as they should be. The company no longer carries your insurance or your retirement fund. So now healthcare can now go free market (also remove any regional restrictions they have). People can buy their own retirement strategy with whoever, Vanguard, you name it. Apply as many rules to a new kind of IRA that replaces the 401K, but has the same benefits like higher yearly maximums.
Go out and hire the most vicious and ruthless sales and underwriting team known to man. Bring them in to completely overhaul the SBA process. They can develop a plan that makes sure the most amount of people get the most amount of money they can afford to pay back at levels not seen before. Common sense underwriting, does this person have a plan and can they fuckin do it, if so, underwrite them to the best dollar amount, and let them get to work.
One key thing would have to be a changed to how we do high school too. Kids will need to understand compounding interest, balance sheets, taxes, how debt is turned into money and how to bet on the success or failure of the risk involved in doing it, and all that shit. Junior and senior years should effectively then just be trade school where you are devoted fully to building yourself into machine. We have to stop training to the W2 life and start empowering people to innovate and build. The average day in a school like this is something like "Ive been learning how to become a mechanic and now I need to really start focusing on the complexity of the transmission" and the teacher goes "start here, then let me know when you have questions or youre stuck or you want to just talk through it". Basically they are there to pour fuel on the interests you are naturally exhibiting. Everyone eventually will find one that can earn them an honest living.
Now that mechanic is 18 and he is ready to absolutely rock. Now maybe he has a few of his buddies and he is kind of their leader in a sense, he is the best of them at it. He starts his own garage and brings them on board. Maybe instead he can contract between Ford and him and his buddies to work out of a local dealer garage for a set period of time, renewal possible.
Train us to become our own enterprise and nothing will change, except everyone will be smarter and making more money and America can retain its position because we are now full of a bunch of high IQ jackals.
I guess I just dont understand why something like this is not the goal. To begin to weave strength back into the fabric of our society, making it the way of life. We arent going back to the good old days but it seems there are ways to create new ones.
